Centurion Agency Ltd.

Consumer Guide

How to Apply for Medicare Parts A & B

You should sign up for Medicare three months before reaching age 65.
Remember that to purchase a Medicare Supplement policy you must be covered by both Part A & B of Medicare.

Medicare is managed by the Centers for Medicare and Medicaid Services (CMS). Social Security works with CMS by enrolling people in Medicare.

You can also apply:
  •   By phone - Call 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday.
  •   In person - Visit your local Social Security office. (Call first to make an appointment.)

Learn about Medicare

  •   visit or call 1-800-633-4227 to learn about the benefits Medicare provides.

Medicare is our country’s health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure.  Read Medicare Publication

Medicare Part D Rx Drug Coverage

Medicare Supplement policies don’t include Rx drug coverage.  Rx drug coverage also known as Part D Medicare, is a stand-alone drug plan that can be purchased from any carrier that offers it.  Globe Life no longer offers their own Part D Rx drug plan.  We recommend our clients consider purchasing an Rx plan directly from Silver Script (available thru Aetna Medicare Solutions) at 1-855-335-1407 or enroll via their website. 

Silverscript is a good company but whether or not their plans are the best for you depends upon the medication you are taking. 

Important Note:  Individuals who do not enroll in a Medicare Part D Rx drug plan upon turning age 65 may be subject to late enrollment penalty fees “higher premium” if enrolling at a later date.

Medicare Supplement Product Information Page

NY Medicare Supplement Policy Cost Comparison

NJ Medicare Supplement Male Age 65 Carrier Rates

NJ Medicare Supplement Female Age 65 Carrier Rates

Important Notes for the NJ Charts Posted Above

NJ Health Plans, Rx plans, etc. 





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Last modified: 10-Jan-2024